Advantages of Family Travel Insurance

Travelling with family is a stress-relieving experience. Not only does it give time for all of you to be together, but also improves the bonding between you all. But like any other travel, a family vacation is also prone to unexpected incidents and emergencies. Hence, it is best to stay prepared for them.

While travelling can be expensive, a journey with your family members would mean multiplying the same expense by the number of members. Currently, having the backup of family travel insurance comes in handy. This insurance coverage safeguards you from financial hiccups that otherwise might ruin your travel experience. Additional costs that you may have to incur due to flight delays, loss of baggage and important documents like the passport, medical emergencies, and trip cancellation are some scenarios covered by a family travel insurance plan.

Here are some of the advantages of why you should consider buying a family travel policy in your next travel plan:

Organising a family trip requires you to plan meticulous details taking into consideration the preferences of several family members. It is stressful to juggle multiple considerations at once, and hence, an international or domestic travel insurance policy helps manage the unexpected scenarios which you may not have planned for.

• Eliminates the hassle of multiple policies

As travel insurance is a critical part of your itinerary, a family travel policy eliminates the requirement of having to manage multiple policies for different members. For instance, you may be required to purchase travel insurance for senior citizens or purchase individual travel policies for others. With a family travel policy, all the members can be covered under a single policy only. *

• Single premium payment

Just like you need not buy multiple insurance plans, you also need not pay individual premiums for each family member. Instead, single premium payment is sufficient to cover all the travelling members at once. *

• Coverage for burglary

Depending on the insurance company’s terms, some family travel policies also offer a home burglar cover. In the event a theft or robbery takes place at your home when your family is travelling, this insurance cover compensates for the loss. *

• Medical expense cover

In the unfortunate event that you or your family member require medical attention on your trip, the medical cover which is a part of your family travel policy kicks in to provide for the costs of treatment. *

• Baggage cover

Losing your baggage is the most common problem that one hears about when hopping flights. This is especially true in the case of connecting flights. But when you plan for a leisure trip and your baggage is lost, it isn’t a great start to your trip. With a baggage cover by your side, you need not worry about the additional cost you need to incur to make up for your baggage loss. The travel insurance policy, in addition to the compensation offered by the airline, helps to pay for the cost of lost luggage. *

• Flight delays, cancellations, and trip cancellations

A delayed flight can mean missing even your connecting flight. Flight cancellations can be due to unexpected changes in the weather or other uncontrollable circumstances. In some extreme cases, your entire trip may be cancelled due to social unrest or other similar situations. In these scenarios, a flight delay and cancellation cover, or trip cancellation cover have a big advantage. *

* Standard T&C Apply

With a family travel insurance policy as a part of your itinerary, planning for family vacations is easy, secure, convenient, and even hassle-free. So, don’t miss out on one when planning next.Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.